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General Bank Information And Banking resources

ABA Routing Number

071925596

Fee Schedules

Bank Switch Kit

It’s Easy to Switch to Inland Bank.

Click on the convenient PDF forms below to close your accounts and change your Direct Deposit and Automatic Withdrawals. If you need help completing any of them, stop by the Inland Bank in your area or give us a call.

Bank Switch Kit Forms:

This checklist will help identify who you need to contact:

Direct Deposit

  • Your employer's human resources department
  • The company handling your retirement or pension payments
  • Social Security Administration - If you receive deposits other than payroll direct deposit, such as retirement or Social Security payments, contact the depositor for instructions on changing these deposits to your new Inland Bank account.

Anyone who makes automatic withdrawals from your account

  • Utility companies
  • Telephone company
  • Cable company
  • Other

Wire Transfer Instructions

Incoming Domestic Wires

Address: Inland Bank and Trust, Oak Brook, IL
ABA: 071925596
Credit to: Inland Bank Customer Name and Account Number
Cut-Off Time: 5:00 pm CST on bank business days

Incoming International Wires

Beneficiary Bank Name: U.S. Bank
Beneficiary Bank City/State: Chicago, IL
Beneficiary Bank SWIFT (BIC) Code: USBKUS44IMT
Beneficiary Bank ABA (if required): 042000013
   
Beneficiary Name: Inland Bank and Trust
Beneficiary Account Number: 182380532024
Beneficiary Address: 2805 Butterfield Road, Oak Brook, IL 60523
   
Bank to Bank - "For Further Credit To": Inland Customer Name and Account Number
Cut-Off Time: 5:00 pm CST on bank business days

Outgoing Wires

Contact your local branch

Cut-Off Time: 3:00 pm CST on bank business days

Beneficial Ownership

Effective May 11, 2018, all banks are subject to new rules under the Bank Secrecy Act that will aid the government in the fight against crimes to evade financial measures designed to combat  terrorism and other national security threats.    Each time an account is opened for an existing or new legal entity, we will be required to ask you  for identifying information (name, address, date of birth, social security number), as well as  identification documentation for:

EACH individual that has 25% or more beneficial ownership in the legal entity; and,  A beneficial owner is each individual, who directly or indirectly owns 25% or more  of the equity interest of the legal entity

ONE individual that has significant managerial control of the legal entity.  A single individual with significant responsibility to control, manage or direct a  legal entity, including an executive officer or senior manager (e.g. CEO, CFO, COO, Managing Member, General Partner, President, Vice President or Treasurer); or  any other individual who regularly performs similar functions  

If you are opening an account on behalf of a legal entity, you will be required to provide appropriate documentation and certify that the information is true and accurate to the best of your knowledge.  

If you have any questions please stop by your local branch or contact our Call Center at 1.877.908.6555.

Overview & FAQs

Financial Websites

Credit Bureaus

  • Equifax: 1-800-525-6285
        P.O. Box 740241
        Atlanta, GA 30374-0241
  • Experian: 1-888-EXPERIAN (397-3742)
        P.O. Box 9532
        Allen, TX 75013
  • TransUnion: 1-800-680-7289
        Fraud Victim Assistance Division
        P.O. Box 6790
        Fullerton, CA 92834-6790

 FDIC

Federal Trade Commission

 For comprehensive information on general consumer interests, policies, issues and consumer protection

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued. Evaluations available under the federal Community Reinvestment Act (CRA) (12 U.S.C. 2901 et seq.) are not affected by the Illinois Community Reinvestment Act. Please see the federal CRA notice posted at each of our offices..

HEALTH SAVINGS ACCOUNTS (HSA)

Federal Reserve Holidays

All Inland Bank locations will be closed on the observed holidays below.

Holiday 2022 2023 2024 2025
New Year's Day January 1* January 1** January 1 January 1
Martin Luther King Jr. Day January 17 January 16 January 15 January 20
Washington's Birthday (Presidents Day) February 21 February 20 February 19 February 17
Memorial Day May 30 May 29 May 27 May 26
Juneteenth National Independence Day June 19** June 19 June 19 June 19
Independence Day July 4 July 4 July 4 July 4
Labor Day September 5 September 4 September 2 September 1
Columbus Day October 10 October 9 October 14 October 13
Veterans Day November 11 November 11* November 11 November 11
Thanksgiving Day November 24 November 23 November 28 November 27
Christmas Day December 25** December 25 December 25 December 25

*For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday.

**For holidays falling on Sunday, Federal Reserve Banks and Branches will be closed the following Monday — July 5, 2021, June 20, 2022, December 26, 2022, and January 2, 2023.

security and fraud prevention

Internet Security

Inland Bank and Trust offers a variety of web-based banking services. To ensure that these services are provided in a secure and private manner, Inland uses a full range of Internet Security measures designed to protect our customers and the bank. These security measures include the use of cryptography: secure browsers and servers, routers and firewalls, SSL protocol, digital certificates, passwords and PINs, and cookies. The security measures allow Inland to properly authenticate and identify our customers accessing our Online Banking Services, and to protect your personal information as it travels over the Internet.

Cryptography

All customer information is encrypted and authenticated using Secure Socket Layer (SSL) protocol. SSL allows for information to be sent and received securely over the Internet. When a SSL connection occurs, security features within the browser and the server create a secure connection, in which all information shared is encrypted and de-crypted by only the intended recipients, ensuring that all data and transactions are secure as they are communicated over the Internet.

Firewalls

Firewalls are a combination of hardware and software that measure and limit access to a server or network for security purposes. The firewall is a system between the Internet and a network to provide security from the Internet to the internal network. The firewall keeps track of transaction activity, the time of each transaction, and who performed it.

Cookies

Each browser accessing Inland's Online Banking Service is given a "cookie". A "cookie" is a piece of information sent by a web server to a web browser. The web browser saves and sends the cookie back to the server each time the browser accesses the site. Cookies allow a web site to identify whether or not a user previously visited the site.

Protecting Our Children

We do not knowingly solicit data from children, and we do not knowingly market to children. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.

Passwords and Pins

Passwords, PINs, and other similar information are required by Inland and are used for security reasons. Please memorize your passwords and safeguard them.

Contact

Inland Bank and Trust Customer Service at info@inlandbank.com with any questions or concerns regarding the security of your information.

Identity Theft

Identity theft occurs when someone acquires your personal information and uses it without your knowledge to commit fraud or theft. It is a serious crime and cases are growing. An all-too-common example is when an identity thief uses your personal information to open a credit card account in your name.

No matter how cautious you are, there is no way to completely prevent identity theft from occurring. But there are ways you can help minimize your risk. This page contains valuable information on how you can protect yourself by managing your personal information wisely, the warning signs of identity theft, and what to do if you do become a victim.

Helpful Tips:

  • Don't give out personal information on the phone, through the mail or over the Internet unless you've initiated the contact or are sure you know whom you're dealing with.
  • Don't carry your Social Security card with you; leave it in a secure place. Carry only the identification and credit and debit cards that you need.
  • Don't put your address, phone number, or driver’s license number on credit card sales receipts.
  • Social Security numbers or phone numbers should not be put on your checks.
  • Shred your charge receipts, copies of credit applications, insurance forms, physician statements, checks and bank statements, expired charge cards that you're discarding, and credit offers you get in the mail.
  • Secure your credit card, bank, and phone accounts with passwords. Avoid using easily available information like birth date, the last four digits of your SSN, or your phone number. When opening new accounts, you may find that many businesses still have a line on their applications for your mother's maiden name. Use a password instead.
  • Secure personal information in your home, particularly if you have roommates or hire outside help.
  • Promptly remove mail from your mailbox. If you're planning to be away from home and can't pick up your mail, call the U.S. Postal Service at 1-800-275-8777 to request a vacation hold.
  • Ask about information security procedures in your workplace. Find out who has access to your personal information and verify that records are kept in a secure location. Ask about the disposal procedures for those records as well.
  • Before revealing any personally identifying information (for example, on an application), find out how it will be used and secured, and whether it will be shared with others. Ask if you have a choice about the use of your information. Can you choose to have it kept confidential?

Check your credit report

Order a copy of your credit report from each of the three major credit-reporting agencies every year. Make sure it is accurate and includes only those activities you have authorized. By checking your report on a regular basis you can catch mistakes and fraud before they wreak havoc on your personal finances. Don't underestimate the importance of this step. Click here to check your credit with one of the agencies https://www.annualcreditreport.com/index.action.

Contact the FTC

  • Website: https://www.usa.gov/identity-theft
  • Phone: 1-877-ID-THEFT (438-4338)
  • Mailing Address:
  • Identity Theft Clearinghouse
    Federal Trade Commission
    600 Pennsylvania Avenue, NW
    Washington, DC 20580

Phishing

Phishing is a form of identity theft and usually comes in the form of fraudulent emails that appear to come from legitimate sources. These emails ask customers to verify personal information or link to counterfeit Web sites that appear real.

Watch for emails that:

  • Urge you to act quickly because your account may be suspended or closed, or to update your personal information
  • Don't address you by name, but use a more generic one like "Dear valued customer"
  • Ask for account numbers, passwords, Access IDs, or other personal information

Inland Bank and Trust will NEVER ask for sensitive information, such as account numbers, Access IDs or passwords, via e-mail.

The American Bankers Association offers the following tips for protecting yourself against phishing:

  • Don’t give your Social Security number or other personal credit information about yourself to anyone who calls you
  • Tear up receipts, bank statements and unused credit card offers before throwing them away
  • Keep an eye out for any missing mail
  • Don’t mail bills from your own mailbox with the flag up
  • Review your monthly accounts regularly for any unauthorized charges
  • Order copies of your credit report once a year to ensure accuracy
  • Do business with companies you know are reputable, particularly online
  • Don’t open email from unknown sources and use virus detection software
  • Protect your PINs (don't carry them in your wallet!) and passwords; use a combination of letters and numbers for your passwords and change them periodically
  • Report any suspected fraud to your bank and the fraud units of the three credit reporting agencies immediately

If you become a victim, contact:

  • The fraud departments of the three major credit bureaus
  • The creditors of any accounts that have been misused
  • Your local police to file a report
  • Inland Bank and Trust and any other banks with whom you have accounts, to cancel existing accounts held in your name and re-open new accounts with new passwords.

Inland Bank and Trust is committed to safeguarding our customers’ financial information. Maintaining our customers’ trust and confidence is a top priority. To learn more about how we protect your information, please view our Privacy Policy by clicking on the link at the bottom of our website.

By accessing the noted link, you will be leaving Inland Bank's website and entering a website hosted by another party. Inland Bank does not operate this alternate site, nor is Inland Bank responsible for the content of the site you are about to enter. We encourage you to read and evaluate the privacy and security policies of the site you are entering, as they may differ from those practiced by Inland Bank.