Personal Savings

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All systems are available.

Savings Accounts

All of Inland Bank’s savings products offer competitive rates. Statements are issued quarterly. All savings products include six debits monthly.

Simply Savings
This account is ideal if you want a simple way to start reaching your savings goals.

Young Bankers
This account is ideal if you are/have a young banker beginning to learn how to save. A low opening balance and no maintenance fee helps them on their way to accomplishing their goals.

Health Savings
This account is ideal if you currently have a high-deductible health insurance plan and want to set aside savings tax-exempt for medical expenses.

Click here to view a comparison chart of available Personal Savings Accounts

For more information or to meet with a personal banker:

Click Here for locations and hours

Certificates of Deposit 

Certificates of Deposit (also known as CDs) allow you to earn a higher return for your money. A variety of terms (from three months to five years) allow you to select the option that makes the most sense for your financial goals. Please note, there may be a penalty for early withdrawal. Ask a personal banker for further information. 

Among the features of our CDs:

  • Low minimum balance requirements of $1,000.00
  • Guaranteed interest rate, which varies based on certificate term
  • Automatically renewable
  • Interest is compounded and credited monthly

Please contact your Inland Bank Banker at the branch nearest you.

CDARS (Certificate of Deposit Account Registry Service):

Through the CDARS® service, Inland Bank can provide you (or your business) with easy access to multi-million dollar FDIC protection on its CD investments.

How You Benefit From CDARS:

  • Full insurance – By using the CDARS service, you can access up to $50 million in FDIC protection on your CD investments*
  • One bank 
  • One statement 
  • No fees 
  • No collateralization 
  • A wide variety of maturities 

For more information about CDARS or to get started:
Please contact your Inland Bank Banker at the branch nearest you.

*Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement  Agreement

IRAs (Individual Retirement Accounts)

Prepare for retirement and gain tax advantages while saving with Inland Bank.  Inland Bank offers the following types of IRA accounts*:

  • Traditional IRA
  • Roth IRA
  • Rollover IRA
  • Simplified Employee Pension (SEP) IRA

Let us help you determine which account best fits your individual needs and investment objectives. Please contact your Inland Bank Banker at the branch nearest you.


 *The IRA savings account will be subject to all of the government rules and regulations that currently apply to IRA accounts provided to you separately.