VIP Accounts

VIP BANKING

 

 

 

BETTER ACCOUNTS.    BETTER RATES.    BETTER TO BE A VIP. 

Ready to enjoy the best that Inland Bank has to offer? Your VIP Banking membership starts with our premium VIP Checking account featuring an attractive rate and exclusive benefits. But that's just the beginning, because VIP Checking also unlocks access to our top earning VIP Money Market and VIP CDs. Contact us today at  1.833.235.7880 to learn more about VIP Banking.

 

VIP Checking FEATURES INCLUDE

MINIMUM OPENING DEPOSIT

  • $5,000

ANNUAL PERCENTAGE YIELD

EXCLUSIVE BENEFITS

  • Loyalty Rewards/uChoose Rewards
  • Combined Foreign and Cirrus ATM Fee refunds up to $15 per statement cycle2
  • Access to Exclusive VIP Products:
    • VIP Money Market
    • VIP CDs - Can be rolled over into the same VIP terms3
  • Free Mortgage Appraisal4
  • Free Small Safe Deposit Box5
    • 50% off all other sizes

REQUIREMENTS TO AVOID SERVICE CHARGE

  • $5,000 average daily balance AND Direct Deposit of at least $1,000 per month required to avoid $25 monthly service charge.

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vip MOney MarketA Features Include:

MINIMUM OPENING DEPOSIT

  • $10,000

ANNUAL PERCENTAGE YIELD

MINIMUM DAILY BALANCE

  • $10,000 minimum daily balance required to earn interest on entire account balance and to avoid $25 monthly service charge.

 

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vip BANKING MEMBERS CAN ENJOY EXCLUSIVE VIP CDS.

8-Month VIP CD

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14-Month VIP CD

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22-Month VIP CD

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VIP CHECKING:  1 - Variable rate account. Rate is valid as of 03/01/2020 and subject to change without notice. Fees may reduce account earnings. 2 - Reimbursement does not include the International Service fee (Visa ISA Fee) and any other associated fees charged for certain foreign transactions conducted outside the continental United States.  3 - See a banker for product details. VIP CDs can be rolled over into the same VIP terms as long as the owner is a current VIP Checking customer in good standing. This will not be automatic and action must be taken by the customer.  4 - Applies to all Inland Home Mortgage applications. Limit of $425. See an Inland Home Mortgage Lender for details.  5 - Boxes not available at all locations.  Ask a banker regarding availability.

VIP MONEY MARKET:  A - Available to non-business accounts. New money only. New money is defined as money not on deposit with Inland Bank at or within 90 days prior to account opening. $10,000 minimum deposit required to open account. $10,000 minimum daily balance required to obtain the stated Annual Percentage Yield (APY) and avoid $25 monthly service charge. (See rate tiers below) Variable rate tiered product. Interest is calculated and paid on the entire balance in your account. Rates are accurate as of 05/01/20 and tiers are: Tier One $0-$9,999 = 0.00% APY / Interest Rate of 0.00%; Tier Two $10,000 and up = APY of 0.75% / Interest Rate = 0.75%. Other activity restrictions and fees may apply, see our New Account Disclosure and Fee Schedule for Terms and Conditions, ask a banker for details. Fees could reduce earnings. ACCOUNT MUST MAINTAIN A VIP Checking Account – VIP Money Market Account Holders are required to maintain a qualifying VIP Checking account which requires $5,000 to open. If there ceases to be a VIP Checking account associated with the VIP Money Market, the VIP Money Market may be converted to the Personal Money Market at the current rate within 30 days of the event. See a banker for more details about our VIP Checking and VIP Money Market or visit us online at inlandbank.com.-

VIP CDS: E - Applies To All CDS - Limited time offer that may be withdrawn at any time, cannot be combined with any other offer or rate enhancements. Individuals only. Annual Percentage Yield (APY) is valid as of 03/17/20 and assumes monthly compounding. Minimum balance to open this Certificate of Deposit (CD) and earn stated APY is $10,000. IRAs are eligible. New money only. New money is defined as money not on deposit with Inland Bank at or within 90 days prior to account opening. Money must remain on deposit for length of time specified to earn stated APY. Penalty for early withdrawal. Fees may reduce account earnings. No brokered deposits. ACCOUNT MUST MAINTAIN A VIP CHECKING ACCOUNT – VIP CD Holders are required to maintain a qualifying VIP Checking account which requires $5,000 to open. See a banker for more details about our VIP Checking or visit us online at inlandbank.com.

Upon maturity:
F - The 8-month CD will automatically renew in 6-month intervals earning the then current APY of the traditional 6-month CD;
G - The 14-month CD will automatically renew in 12-month intervals earning the then current APY of the traditional 12-month CD and
H - The 22-month CD will automatically renew in 18-month intervals earning the then current APY of the traditional 18-month CD.

ROLLOVER OPTION: Upon maturity the VIP CDs can be rolled over into the same VIP terms as long as the owner is a current VIP Checking customer in good standing. This will not be automatic and action must be taken by the customer.
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