Money Market


Earn a competitive rate While your deposits are insured

Money Market accounts offer the best of both worlds because they combine an investment savings rate with liquidity, so your money isn't locked up for a specific term like a Certificate of Deposit. Plus, you can access your money via a transfer, check, or Debit Card with a linked checking account.


1 - Refer to the deposit rate sheet for current rates, tiers and terms.
A - Available to non-business accounts. New money only. New money is defined as money not on deposit with Inland Bank at or within 90 days prior to account opening. $10,000 minimum deposit required to open account. $10,000 minimum daily balance required to obtain the stated Annual Percentage Yield (APY) and avoid $25 monthly service charge. (See rate tiers below) Variable rate tiered product. Interest is calculated and paid on the entire balance in your account. We may change the interest rate and annual percentage yield (APY) on the first business day of each month, excluding federal holidays. Rates are accurate as of 10/01/19 and tiers are: Tier One $0-$9,999 = 0.00% APY / Interest Rate of 0.00%; Tier Two $10,000 and up = APY of 1.75% (which also happens to be 35.00% of Wall Street Journal Prime) / Interest Rate = 1.74%. Other activity restrictions and fees may apply, see our New Account Disclosure and Fee Schedule for Terms and Conditions, ask a banker for details. Fees could reduce earnings. ACCOUNT MUST MAINTAIN A COMPANION CHECKING ACCOUNT – Prime Money Market Account Holders are required to maintain a qualifying companion checking account(s) with a $1,000 minimum daily balance. If the minimum daily balance in the qualifying companion checking account(s) falls below the $1,000 during any one day of the current cycle, the Prime Money Market account will be assessed a $25 Companion Checking Low Balance Fee. If there ceases to be any companion checking account(s) to the Prime Money Market, the Prime Money Market may be converted to the Premier Money Market at the current rate within 30 days of the event. REV100119
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