Money Market

Money Market accounts offer the best of both worlds because they combine an investment savings rate with liquidity, so your money isn't locked up for a specific term like a Certificate of Deposit. Plus, you can access your money via a transfer, check, or Debit Card with a linked checking account.

1 - Ask a banker or refer to inlandbank.com for current rates, tiers and terms.

2 - This fee is charged when eStatements are not set-up and the first three owners of the account on the mailing label are under the age of 62. Once one of the 1st three owners of the account on the mailing label reaches 62, the fee will be charged and then refunded. There is no fee for eStatements.

A- Available to non-business accounts. New money only. New money is defined as money not on deposit with Inland Bank at or within 90 days prior to account opening. $10,000 minimum deposit required to open account. $10,000 minimum daily balance required to obtain the stated Annual Percentage Yield (APY) and avoid $25 monthly service charge. (See rate tiers below) Variable rate tiered product. Interest is calculated and paid on the entire balance in your account. We may change the interest rate and annual percentage yield (APY) on the first business day of each month, excluding federal holidays. Rates are accurate as of 05/01/23 and tiers are: Tier One $0-$9,999 = 0.00% APY / Interest Rate of 0.00%; Tier Two $10,000 and up = APY of 4.00% (which also happens to be 50.00% of Wall Street Journal Prime) / Interest Rate = 3.93%. Other activity restrictions and fees may apply, see our New Account Disclosure and Fee Schedule for Terms and Conditions, ask a banker for details. Fees could reduce earnings.

B - Available to non-business accounts. New money only. New money is defined as money not on deposit with Inland Bank at or within 90 days prior to account opening. $10,000 minimum deposit required to open account. $10,000 minimum daily balance required to obtain the stated Annual Percentage Yield (APY) and avoid $25 monthly service charge. (See rate tiers below) Variable rate tiered product. Interest is calculated and paid on the entire balance in your account. Rates are accurate as of 05/01/23 and subject to change after account opening. tiers are: Tier One $0-$9,999 = 0.00% APY / Interest Rate of 0.00%; Tier Two $10,000 and up = APY of 4.11% / Interest Rate = 4.03%. Other activity restrictions and fees may apply, see our New Account Disclosure and Fee Schedule for Terms and Conditions, ask a banker for details. Fees could reduce earnings. ACCOUNT MUST MAINTAIN A VIP Checking Account – VIP Money Market Account Holders are required to maintain a qualifying VIP Checking account which requires $5,000 to open. If there ceases to be a VIP Checking account associated with the VIP Money Market, the VIP  Money Market may be converted to the Personal Money Market at the current rate within 30 days of the event. See a banker for more details about our VIP Checking and VIP Money Market or visit us online at inlandbank.com.