4.60% APY1 13-Month IRA CD
If you've already established retirement savings through an Individual Retirement Account, you may be ready to roll your contributions into an IRA CD, that will grow your funds with a fixed rate guarantee of return. Our IRA CD provides peace of mind with a fixed interest rate and the guaranteed returns of a CD.
1 - Offer available beginning February 1, 2023 and is subject to change without notice. Offer can be redeemed at any Inland Bank branch location. Offer cannot be combined with any other offer or rate enhancements, and is open to individuals only. Annual Percentage Yield (APY) is valid as of 02/01/23 and assumes monthly compounding. Limit of one CD per Tax ID. Minimum balance to open this Certificate of Deposit (CD) and earn stated APY is $1,000. New money only. New money is defined as money not on deposit with Inland Bank at or within 90 days prior to account opening. Money must remain on deposit for length of time specified to earn stated APY. Penalty for early withdrawal. Fees may reduce account earnings. No brokered deposits. Upon maturity, this CD will automatically renew in 12-month intervals earning the then current APY of the traditional 12-month CD.
Other Options
23-Month CD
4.35% Annual Percentage Yield A,D
$1,000 to open
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7-Month CD
4.11% Annual Percentage Yield A,B
$1,000 to open
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A - Applies To All Promotional CDS - Limited time offer that may be withdrawn at any time, cannot be combined with any other offer or rate enhancements, and is open to individuals and select business types in Illinois (see a Banker for details). Annual Percentage Yield (APY) is valid as of 12/03/22 and assumes monthly compounding. Minimum balance to open this Certificate of Deposit (CD) and earn stated APY is $1,000. IRAs are eligible. New money only. New money is defined as money not on deposit with Inland Bank at or within 90 days prior to account opening. Money must remain on deposit for length of time specified to earn stated APY. Penalty for early withdrawal. Fees may reduce account earnings. No brokered deposits.
B - Upon maturity, this CD will automatically renew in 6-month intervals earning the then current APY of the traditional 6-month CD.
D- Upon maturity, this CD will automatically renew in 18-month intervals earning the then current APY of the traditional 18-month CD.
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