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E-Statement Agreement

Upon receipt of your consent, we will provide notification of periodic statements to you on a monthly or quarterly basis, as applicable, to a working e-mail address that you have provided us. You will be required to use a password to view the electronic statement. It is your responsibility to protect your password from unauthorized persons. You agree that it is your responsibility to ensure that the electronic statements cannot be viewed by others. You further agree to release the bank from any liability if the information is intercepted or viewed by unauthorized parties.

By submitting this form, you agree to the terms of this agreement. You authorize the bank to send future notifications of statements for your account(s) to the e-mail address that you provide us and to receive disclosures electronically. You are responsible for notifying us of any e-mail address changes. Notification of any e-mail changes should be received ten (10) days before the end of your normal statement cycle. You may notify us by e-mail or by calling your branch office. If your electronic mail is returned as undeliverable an attempt will be made to contact you. If you wish to change your e-mail address, login to on-line banking and click on the Options button. In order to cancel your e-statements, you must notify Inland Bank and Trust and provide your name, address, and account number. You must indicate which service you are canceling and the effective date to stop the service by contacting a local banker or calling Deposit Operations at 630-908-6410. If you turn off this feature, you will begin to receive paper statements with your next statement cycle. If you cancel e-statements for a product where this is required, then the account will be converted to another account type as initially disclosed at the time of opening.

All electronic statements shall be in full compliance with applicable laws and regulations. The provisions in the agreement are part of (and in supplement to) the bank's Terms and Conditions for Your Deposit Account. Each bank account that you designate to be included within the statement service, and E-Statement program is also governed by the terms and conditions otherwise applicable to the kind of account as separately disclosed to you, either in the Terms and Conditions for Your Deposit Accounts, applications and enrollment forms, the applicable personal or business fee schedules, credit or deposit agreements, our Privacy Policy or other written disclosures.

By submitting this form, I authorize the bank to send future statements for selected accounts, for which I am an owner, to the e-mail address that I provide and to receive disclosures electronically. I understand that by authorizing this E-Statement Service I will no longer receive paper statements in the mail.

You must maintain a valid e-mail address on file with Inland Bank and Trust as a condition of participating in the E- Statement program.

You must login to on-line banking on our website in order to access your e-statement. If you have trouble downloading your e-statement you may have to install or upgrade your Adobe® Reader software (see System Requirements). This free software is available at You are able to view the current statement as well as the two previous statements. You can view, print and/or save e-statements to your computer.

If for any reason you do not receive your e-statement(s), you may request a paper statement at no charge for up to 30 days following your normal statement cycle date. Any statement reproduction request after the 30 days may be subject to a $5.00 fee per statement. The fee can be charged to your account. For your convenience, we will continue to mail any applicable 1099 interest forms, overdraft notices, and/or automatic transfer notices.

We reserve the right to discontinue E-Statements, or to terminate or change the terms and conditions on which we provide electronic communications. We will provide you with notice of any such termination or change as required by law.

I have read and I accept the Terms of Agreement

Please print this disclosure for your records.

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