solutions for receiving, processing, and managing payments

Inland Bank understands your need to maximize cash flow. Our receivables solutions will help accelerate collections, extending the hours for your deposits by ensuring next day credits, and offering faster, simpler deposit processing.

ACH Collection

Optimize your cash concentration and trading partner receivables with ACH debits – a powerful, electronic solution to improve cash flow forecasting and cash position management.


  • Automatic Drafting ACH services deposits funds into your business account by debiting your customer for authorized one-time or recurring payments.
  • Reduces float and you receive payments faster
  • Reduces returned checks
  • Offers convenience to your customers and reduces their costs to make their payments

Remote Deposit Capture

Enjoy the convenience of making deposits electronically 24-hours a day, 7-days a week. Using a desktop scanner and your PC, you can scan checks received from your customers and send deposits electronically to the bank.


  • Consolidate funds from remote locations into one bank
  • Make deposits anytime
  • Save time preparing deposits
  • Cut costly courier fees or trips to the bank
  • Reduce risk of check fraud

Merchant Services

We know your business is unique and so are your payment acceptance needs. Whether you’re just starting out or already established, our broad and expansive payments experience can help you accept all major credit and debit cards, electronic checks, gift cards, mobile wallet payments and more.

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Speed up the collection of funds and save time and money with Lockbox Processing. Let the lockbox center process all your deposits and clear payments promptly — so your company can enjoy an improved cash flow.


  • Reduces in-house processing costs
  • Accelerates the collection of receivables and makes funds available faster
  • Captures customer information and transmits electronically
  • Improves control through automated systems

Product Lines:

  • Retail
  • Wholesale
  • Wholetail
  • Property Management/HOAs
  • Healthcare

Cash Concentration

All your funds accessible in one location. Cash Concentration is a timely, cost-effective way to consolidate and keep track of funds from multiple business locations.


  • Your locations can continue to use local banks while the deposits they make can be transferred into your Inland Bank account.
  • Eliminate idle balances by pulling deposited funds into your Inland Bank account.
  • Funds are available in your Inland Bank account for payment or investment purposes on the next business banking day after the transfer.
  • The time and cost of preparing checks or initiating wires to transfer funds to your Inland Bank account are eliminated.

Cash Vault/Cash Processing

Cash Vault/Cash Processing Services makes it easy for your company to make secure deposits, order cash and reduce trips to the bank. If you have employee safety and security concerns around making deposits, or want to reduce risk associated with bank branch trips, our services provide a convenient, secure, and efficient way to make deposits.

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