Money Market & CDs


maximize savings while maintaining access to cash

A - New money only. New money is defined as money not on deposit with Inland Bank at or within 90 days prior to account opening. $25,000 minimum deposit required to open account. $25,000 minimum daily balance required to obtain the stated Annual Percentage Yield (APY) and avoid $25 monthly service charge. (See rate tiers below) Variable rate tiered product. Interest is calculated and paid on the entire balance in your account. We may change the interest rate and annual percentage yield (APY) on the first business day of each month, excluding federal holidays. Rates are accurate as of 08/01/22 and tiers are: Tier One $0-$9,999 = 0.00% APY / Interest Rate of 0.00%; Tier Two $25,000 and up = APY of 0.83% (which also happens to be 15.00% of Wall Street Journal Prime) / Interest Rate = 0.83%. Other activity restrictions and fees may apply, see our New Account Disclosure and Fee Schedule for Terms and Conditions, ask a banker for details. Fees could reduce earnings. ACCOUNT MUST MAINTAIN A COMPANION CHECKING ACCOUNT – Business Prime Money Market Account Holders are required to maintain a qualifying companion business checking account. If there ceases to be any companion business checking account to the Business Prime Money Market, the Business Prime Money Market may be converted to the Premier Business Money Market at the current rate within 30 days of the event.
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