Earning Points is Easy!
|SAMPLE TRANSACTION||SAMPLE POINTS|
|Inland Bank Business Visa Debit Card Purchase*||1 point for every $2.00 spent||Spend $250 at the Spa simply because you deserve it!||Earn 125 points|
|Spend $70 for popcorn and tickets to a sold out movie with the family.||Earn 35 points|
|Buy pizza and soda for the winning little league team for $80.||Earn 40 points|
|You'll love the rewards you receive just for using your banking services!|
|Just to say Thank You!||2,500 points||No Purchase Necessary.||Earn 2,500 points|
*Transactions are signature-based and points are earned for transactions over $10. The annual earning cap for points is 120,000.
Redeeming Points is Even Easier**
The following is a sample of just how easy it is to redeem those points:
|If your redeem:||You will receive:|
|3,207 points||A bestselling hardcover book|
|2,884 points||A $25 merchandise gift certificate valid at a variety of retailers|
|3,232 points||Two adult admission tickets to Legoland Discovery Center|
|7,016 points||This season's "in demand" video game|
|11,878 points||Two adult tickets to cruise the Chicago River|
|20,164 points||An electric guitar to finally put together that dream jam session with your closest friends|
|38,846 points||Hotel for three nights in Cabo San Lucas during New Year's Eve|
|25,605 points||Tickets to cheer on your favorite professional sports team in person versus watching them on TV|
**Additional information contained in this document in the section titled How to Redeem Points and also on www.UChooseRewards.com.
Points are accurate as of 4/29/13 and are subject to change. Points expire at the end of the 48th month after the month in which they were posted to your Program Account.
The choice is yours! Take all the points you've earned, and choose from millions of items – from brand name products to travel excursions, event tickets, and much more. You can choose items from hundreds of national retailers from the UChooseRewards.com online catalog.
Inland Bank Loyalty Rewards FAQs
What is the Inland Bank Business
Loyalty Rewards Program?
The Inland Bank Loyalty rewards program is a program that lets you earn points for every purchase you make. Redeem your points for millions of great rewards from the UCHOOSE Rewards online catalog.
How do I earn points?
You'll love how quickly your points add up with everyday purchases.
- When you sign for purchases with your Visa® Business Debit Card - earn 1 point for every $2 signature based purchase*
*Only business debit card purchases requiring your signature qualify for points. Debit card and ATM transactions using your PIN do not qualify for points. 2500 points are needed to begin redeeming points. Please refer to the Terms & Conditions for additional restrictions.
Note: Inland Bank reserves the right to modify the Point Values without prior notification.
Can I earn additional points?
Yes. You can earn additional UCHOOSE Rewards points by shopping at participating retailers.
View a complete list on the UCHOOSE Rewards website.
What can I do with my points?
You can redeem your points for thousands of great rewards from the UCHOOSE Rewards online catalog including:
- Event tickets
- Gift Cards
- Books, Music, & DVDs
- Merchant gift cards
A minimum of 2500 points are needed to begin redeeming points.
Are there any fees for the UCHOOSE Rewards program?
The Inland Bank Loyalty Rewards program is a free service for customers with eligible checking accounts.
How can I view my point totals?
Just log on to your UCHOOSE Rewards account to view your current point totals. First time visitors will need to register.
If I use my Visa® debit card at an ATM, will that transaction count towards my point total?
No, only signature point-of-sale transactions count and they must be posted to the account, not just pending, to apply within the current statement cycle.
Will my money be insured with the FDIC?
Yes. All Inland Bank Checking Accounts are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor. With a combination of accounts, you could be covered for more than $250,000. Estimate how much of your money is insured by the FDIC.Try EDIE the Estimator from the FDIC.
Do my points ever expire?
Points expire at the end of the 48th month after the month in which they were posted to your UCHOOSE Rewards Account.
Is there a cost to for enrolling in UCHOOSE Rewards?
There is no cost to enroll or participate in the Program.
Do I need to order a new debit card?
Your current business debit card will begin earning points as soon as you enroll in the Inland Bank Business Loyalty Rewards Program.
How do I find my points balance?
Finding your points balance is easy. Simply log in to www.UChooseRewards.com with your username and password. Once logged in, click "point details" at the top of the webpage for an itemized list of points.
What happens if I close my checking account?
Points are not awarded on a UCHOOSE Loyalty Rewards Account after it is closed. In order to redeem all of your points, they must be redeemed prior to closing your checking account.
If I lose my card, will my points be transferred to my new card?
Yes, however you must register the new card number. A personal banker at your local branch would be more than happy to help you in the event that you lose your debit card as well as ensuring all of your points have accurately transferred to your new card.
Can I turn in my points for cash?
Points can be redeemed for gift cards, travel, activities, merchandise, and events. However, at this time, there is no cash back option when redeeming points.
Can I earn points on my personal checking account?
Yes, however personal and business rewards cannot be combined. To find out more about earning points for your personal checking account activity, please see a personal banker or enroll at www.inlandbank.com.