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Prime Money Market


Minimum Balance To Open $10,000
Monthly Service Charge $25
Minimum balance to avoid service charge $10,000 minimum balance required for each day of statement cycle.
Earns Interest Yes (click to view rates) 1
Interest Compounding / Posting Frequency Monthly
Minimum Daily Balance To Earn Interest $10,000
Number of withdrawals per month
  • Limited to six (6) preauthorized, automatic, or online transfers per statement cycle. $25 per item/occurrence in excess of six (6) withdrawals allowed. There are other transaction limits to remain qualified for this product. Please refer to the new account disclosures.
Your Account Comes With
  • Online/Mobile Banking
  • Bill Pay
  • eStatements
  • Direct Deposit
  • One complimentary pack of personalized checks at account opening.
Paper Statement Fee

$4.95 per statement cycle.3

Available if linked to an Inland Bank Checking Account

Visa® Debit Card2
STAR® and MoneyPass® ATM access2

Additional Information

Fee Schedule

Click Here To Open Your Account Online or call 1.877.908.6555.

1 - Refer to the deposit rate page for current rates, tiers and terms. 2 - Using an ATM that is not in the STAR® or MoneyPass® networks may result in both the Bank charging an Out of Network Fee and the ATM Owner charging a Surcharge Fee. Please refer to the fee schedule for other related costs, such as replacement cards and rush orders.  3 - This fee is charged when eStatement are not set-up and the 1st three owners of the account on the mailing label are under age 62. Once one of the 1st three owners of the account on the mailing label reaches 62, the fee will be charged and then refunded. There is no fee for eStatements.

Available to non-business accounts. New money only. New money is defined as money not on deposit with Inland Bank at or within 90 days prior to account opening. $10,000 minimum deposit required to open account. $10,000 minimum daily balance required to obtain the stated Annual Percentage Yield (APY) and avoid $25 service charge. (See rate tiers below) Variable rate tiered product. Interest is calculated and paid on the entire balance in your account. The interest rate and the APY may change and are based on a margin percentage of the Wall Street Journal (WSJ) Prime. Rates are accurate as of 10/01/18 and tiers are: Tier One $0-$9,999 = 0.00% APY / Interest Rate of 0.00%; Tier Two $10,000 and up = APY of 2.10% which is 40.00% of WSJ Prime / Interest Rate = 2.08%. We may change the interest rate and APY on the first business day of each month excluding federal holidays. Other activity restrictions and fees may apply, see our New Account Disclosure and Fee Schedule for Terms and Conditions, ask a banker for details. Fees could reduce earnings. REV 100118





Awards & Achievements

IBA Illinois Bank Community Service Award Winner

ABA Community Commitment Award for Volunteerism