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This account is right for you if you want to earn a premium interest rate for your everyday banking.1
Fee Schedule and Account Guide
1- Deposit Rates are accurate as of date of 02/01/18 and subject to change without notice. Minimum balance to open the account is $100. Checking rates are variable and may change after the account is opened. Interest is daily balance method and will be credited to the account on the scheduled statement date. Fees may reduce earnings. Daily balance is the amount of principal in the account each day. The minimum balance must be maintained for one year in order to receive the Annual Percentage Yield. Interest reward earned with the following requirements per statement cycle: 15 settled debit card transactions and 1 settled ACH Direct Deposit. Blended Interest rate: Rewards Checking earns an interest rate of 1.49% only for that portion of your daily balance between $0.01 and $25,000. The APY for this tier will be 1.50%. An interest rate of 0.50% will be paid only for that portion of your daily balance $25,000.01 and above. The APY for this tier will range from 0.50% to 1.50% depending on the balance in the account. One account per Social Security Number.2 - See Fee Schedule for Standard Fees3 - This fee is charged when eStatement are not set-up and the 1st three owners of the account on the mailing label are under age 62. Once one of the 1st three owners of the account on the mailing label reaches 62, the fee will be charged and then refunded. There is no fee for eStatements.4 - A Fee may be charged at ATM terminals not owned and operated by Inland Bank and ATM terminals not participating in the STARsf Surcharge Free network. Using an ATM that is not in the STAR® network may result in both the Bank charging a Cirrus ATM Fee and the ATM Owner charging a Foreign ATM Fee. Please refer to the fee schedule for other related costs, such as replacement cards and rush orders.
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