Earning Points is Easy!
| EVERYDAY PURCHASES | POINTS YOU RECEIVE |
SAMPLE TRANSACTION | SAMPLE POINTS |
| Inland Bank Visa Debit Card Purchase* | 1 point for every $2.00 spent | Spend $250 at the Spa simply because you deserve it! | Earn 125 points |
| Spend $70 for popcorn and tickets to a sold out movie with the family. | Earn 35 points | ||
| Buy pizza and soda for the winning little league team for $80. | Earn 40 points | ||
| You'll love the rewards you receive just for using your banking services! | |||
|---|---|---|---|
| Just to say Thank You! | 2,500 points | No Purchase Necessary. | Earn 2,500 points |
| Online Bill Pay | 25 points per online bill pay | Pay 8 bills online this month. | Earn 200 points
Maximum 500 points per statement cycle |
| Estatements | 500 points | Sign up to receive your bank statements on line. | Earn a one-time reward of 500 points |
| Direct Deposit | 50 points per direct deposit | Set up direct deposit, such as a payroll check or social security check. | 50 points
Maximum 100 points per statement cycle. |
| Balances (CareFree Checking Only) | |||
| $100 - $2,499 | 100 points | Once per statement cycle. | 100 points per statement cycle |
| Greater than $2,500 | 300 points | Once per statement cycle. | 300 points per statement cycle |
*Transactions are signature-based and points are earned for transactions over $10. The annual earning cap for points is 60,000.
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| ENROLL FOR NEW SERVICES | POINTS | DETAILS |
|---|---|---|
| eStatements | 500 points | Sign-up to receive eStatements, rather than paper statements, and earn a one-time reward of 500 points. |
| Mobile Banking | 500 points | Enroll for Mobile Banking and earn a one-time reward of 500 points. |
| New Checking Account | 500 points | Enroll for Online Bill Pay and earn a one-time reward of 500 points. |
| New Savings or CD | 250 points | Earn a one-time reward of 250 points for each new account opened. |
| New Home Equity Line | 2,500 points | Earn a one-time reward of 2,500 points for a newly closed home equity line of credit. |
| Mortgage Purchase/Refinance | 10,000 points | Earn a one-time reward of 10,000 points for a closed purchase/refinance in lieu of other discounts or offers. |
| Miscellaneous Offers | ||
| Promotional Points for Enrollment | 2,500 points | Earn a one-time reward of 2,500 points as a "thank you" for enrolling in the program. |
| Birthday | 500 points | 500 points will be awarded to each person on the account on their birthday. |
| 5 year CD rate bonus | 10 Basis Points | Customers can earn a 10 basis point bonus on a 5 year CD up to $250,000 within the first year of joining the Inland Bank Loyalty Rewards Program. |
Redeeming Points is Even Easier**
The following is a sample of just how easy it is to redeem those points:
| If your redeem: | You will receive: |
|---|---|
| 2,557 points | A bestselling hardcover book |
| 2,885 points | A $25 merchandise gift certificate valid at a variety of retailers |
| 3,226 points | Two admission tickets to Legoland Discovery Center |
| 4,592 points | This seasons "in demand" video game |
| 6,364 points | Two tickets to cruise the Chicago River |
| 25,383 points | An electric guitar to finally put together that dream jam session with your closest friends |
| 35,282 points | Hotel for three nights in Las Vegas during New Year's Eve |
| 62,716 points | Tickets to cheer on your favorite professional sports team in person versus watching them on TV |
**Additional information contained in this document in the section titled How to Redeem Points and also on www.UChooseRewards.com.Points are accurate as of 10/21/11 and are subject to change. Points expire at the end of the 48th month after the month in which they were posted to your Program Account. |
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The choice is yours! Take all the points you've earned, and choose from millions of items – from brand name products to travel excursions, event tickets, and much more. You can choose items from hundreds of national retailers from the UChooseRewards.com online catalog.
Inland Bank Loyalty Rewards FAQs
What is the Inland Bank Loyalty Rewards Program?
The inland Bank Loyalty rewards program is a program that lets you earn points for every purchase you make and for using many of our banking services. Redeem your points for millions of great rewards from the UCHOOSE Rewards online catalog.
How do I earn points?
You'll love how quickly your points add up with everyday purchases, and for using our banking services, such as:
- Sign for purchases with your Visa Debit Card - earn 1 point for every $2 signature based purchase*
- Earn 25 points for online bill payments**
- Earn up to 50 points per statement cycle for Direct Deposit
- Earn 500 points on your birthday
- View complete list and details
*Only debit card purchases requiring your signature qualify for points. Debit card and ATM transactions using your PIN do not qualify for points. Banking services and transactions may be limited to a maximum number of points earned each statement cycle. A maximum of 1,000 points can be earned each statement cycle. 2500 points are needed to begin redeeming points. View complete list and details
Note: Inland Bank reserves the right to modify the Point Values and Interest Rates without prior notification.
**Maximum 500 points per statement cycle.
Can I earn additional points?
Yes. You can earn additional UCHOOSE Rewards points by shopping at participating retailers.
View a complete list at UChooseRewards.com.
What can I do with my points?
You can redeem your points for thousands of great rewards from the UCHOOSE Rewards online catalog including:
- Products
- Travel
- Event tickets
- Gift Cards
- Books, Music, & DVDs
- Merchant gift cards
A minimum of 2500 points are needed to begin redeeming points.
Are there any fees for the UCHOOSE Rewards program?
The Inland Bank Loyalty Rewards program is a free service for customers with eligible checking accounts.
How can I view my point totals?
Just log on to your account to view your current point totals. First time visitors will need to register.
Who can redeem UCHOOSE Rewards points?
Any signer on the primary checking account can redeem points at UChooseRewards.com. So if you have a joint checking account, all of your combined purchases and transactions will earn points together on the joint account.
What are the monthly statement cycles for Inland Bank Checking Accounts enrolled in the Inland Bank Loyalty Rewards Program?
The statement cycle begins on the first day of each month and ends on the last day of each month. All Inland Bank Checking Accounts enrolled in Inland Bank Loyalty Rewards will be on the same statement cycle.
If I use my Visa Debit at an ATM, will that transaction count towards my point total?
No, only signature point-of-sale transactions count and they must be posted to the account, not just pending, to apply within the current statement cycle.
Can I enroll more than one debit card into the Inland Bank Loyalty Rewards Program?
Yes. Debit cards connected to one account will automatically combine points. Other accounts you have debit cards attached to can be added manually in the profile screen on the Uchoose website.
Will my money be insured with the FDIC?
Yes. All Inland Bank Checking Accounts are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor. With a combination of accounts, you could be covered for more than $250,000. Estimate how much of your money is insured by the FDIC.Try EDIE the Estimator from the FDIC.
Do my points ever expire?
Points expire at the end of the 48th month after the month in which they were posted to your Program Account.
Is there a cost to for enrolling in UCHOOSE Rewards?
There is no cost to enroll or participate in the Program.
Do I need to order a new debit card?
Your current debit card will begin earning points as soon as you enroll in the Inland Bank Loyalty Rewards Program.
How do I find my points balance?
Finding your points balance is easy. Simply log in to www.UChooseRewards.com with your username and password. Once logged in, click "point details" at the top of the webpage for an itemized list of points.
What happens if I close my checking account?
Points are not awarded on a UCHOOSE Loyalty Rewards Account after it is closed. In order to redeem all of your points, they must be redeemed prior to closing your checking account.
If I lose my card, will my points be transferred to my new card?
Yes. A personal banker at your local branch would be more than happy to help you in the event that you lose your debit card as well as ensuring all of your points have accurately transferred to your new card.
Can I turn in my points for cash?
Points can be redeemed for gift cards, travel, activities, merchandise, and events. However, at this time, there is no cash back option when redeeming points.
Can a Business open a checking account with points?
Currently, the Inland Bank Loyalty Rewards Program is available for consumer checking accounts only.
How do I get started?
It's easy to make the switch to a Personal Checking Account with Points.
ENROLL NOW