ONLINE BANKING

Checking and Savings Deposit Rate Sheet

Accurate as of: May 1, 2013

	Minimum Balance to Open	Minimum Balance* to Obtain APY	Interest Rate	Annual Percentage Yield**(APY)	Compounding Frequency
Personal Accounts:
Interest Checking***	$100	$0.01 $1,000	0.05% 0.05%	0.05% 0.05%	MONTHLY
Health Savings Account***	$100	$0.01 $1,000	0.05% 0.05%	0.05% 0.05%	MONTHLY
Premier Interest Checking***	$1,000	$1,000 $25,000 $50,000 $100,000	0.05% 0.06% 0.08% 0.10%	0.05% 0.06% 0.08% 0.10%	MONTHLY
Premier Money Market***	$2,500	$2,500 $25,000 $100,000 $250,000 $1,000,000	0.05% 0.10% 0.15% 0.20% 0.25%	0.05 0.10% 0.15% 0.20% 0.25%	MONTHLY
Savings
Simply Savings	$100	$0.01	0.10%	0.10%	QUARTERLY
Young Banker Savings	$50	$0.01	0.10%	0.10%	QUARTERLY
IRA Savings	$250	$0.01	0.10%	0.10%	QUARTERLY
Business Accounts
Premier Interest Business	$1,000	$1,000	0.05%	0.05%	MONTHLY
Premier Business MMDA***	$2,500	$2,500 $25,000 $100,000 $250,000 $1,000,000	0.05% 0.10% 0.15% 0.20% 0.25%	0.05% 0.10% 0.15% 0.20% 0.25%	MONTHLY
Daily Balance (the amount of principal in the account each day) Annual Percentage Yield and interest rate may change after the account is opened and fees may reduce earnings. **On tiered rate products, interest is calculated and paid on the entire balance in your account. Ask for more information about these accounts.