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Personal CD Rates
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Certificate of Deposit Rate Sheet

Accurate as of: February 3, 2014

 Minimum Balance to Open AccountMinimum Balance* to Obtain APYInterest RateAnnual Percentage Yield (APY)Compounding Crediting Frequency
3 MONTH $1,000 $1,000 0.10% 0.10% MONTHLY
6 MONTH $1,000 $1,000 0.15% 0.15% MONTHLY
12 MONTH $1,000
$10,000
$1,000
$10,000
0.30%
0.30%
0.30%
0.30%
MONTHLY
18 MONTH $1,000
$10,000
$1,000
$10,000
0.40%
0.40%
0.40%
0.40%
MONTHLY
24 MONTH $1,000
$10,000
$1,000
$10,000
0.50%
0.50%
0.50%
0.50%
MONTHLY
36 MONTH $1,000
$10,000
$1,000
$10,000
0.65%
0.70%
0.65%
0.70%
MONTHLY
48 MONTH $1,000
$10,000
$1,000
$10,000
0.80%
0.85%
0.80%
0.85%
MONTHLY
60 MONTH $1,000
$10,000
$1,000
$10,000
1.00%
1.05%
1.00%
1.06%
MONTHLY
24 MONTH LOYALTY
36 MONTH LOYALTY
48 MONTH LOYALTY
60 MONTH LOYALTY
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
0.55%
0.75%
0.90%
1.10%
0.55%
0.75%
0.90%
1.11%

MONTHLY
MONTHLY
MONTHLY
MONTHLY

Earn bonus points with CD Special. Must have a checking account registered in the Loyalty Rewards Program. See a banker for details.
Substantial penalty for early withdrawal from certificates of deposit. Rates subject to change. Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts. Ask for more information about these accounts.
At maturity, certificates renew for the rate and term in effect for that maturity range. Automatically renewable certificates are excluded from any special offering at the time of the renewal.
*Daily Balance (the amount of principal in the account each day)