Checking and Savings Deposit Rate Sheet
Accurate as of: September 1, 2010
| |
Minimum
Balance
to Open |
Minimum
Balance to
Earn Stated
APY |
Margin
Percent
of Prime |
Interest
Rate |
Annual
Percentage
Yield (APY) |
Compounding Frequency |
| Personal Accounts: |
| Club Checking |
$100 |
$0.01 |
|
0.10% |
0.10% |
MONTHLY |
| Interest Checking |
$100 |
$0.01
$1,000 |
|
0.10%
0.10% |
0.10%
0.10% |
MONTHLY |
Prime Green Checking
The interest rate on this account is based
on a margin of the WSJ Prime Rate as posted. |
$100 |
$0.01
$1,000
$50,000
$250,000 |
10%
10%
20%
30% |
0.33%
0.33%
0.65%
0.98% |
0.33%
0.33%
0.65%
0.98% |
MONTHLY |
Prime Interest Checking
The interest rate on this account is based
on a margin of the WSJ Prime Rate as posted. |
$1,000 |
$1,000
$50,000
$250,000 |
10%
20%
30% |
0.33%
0.65%
0.98% |
0.33%
0.65%
0.98% |
MONTHLY |
Prime Money Market
The interest rate on this account is based
on a margin of the WSJ Prime Rate as posted. |
$10,000 |
$10,000
$25,000
$50,000
$500,000 |
25%
30%
35%
45% |
0.81%
0.98%
1.14%
1.46% |
0.81%
0.98%
1.15%
1.47% |
MONTHLY |
| Savings |
| Simply Savings |
$100 |
$0.01 |
|
0.25% |
0.25% |
QUARTERLY |
| Young Banker Savings |
$50 |
$0.01 |
|
0.25% |
0.25% |
QUARTERLY |
| Savings Plus |
$1,000 |
$1,000 |
|
0.25% |
0.25% |
QUARTERLY |
| IRA Savings |
$250 |
$0.01 |
|
0.25% |
0.25% |
QUARTERLY |
| Business Accounts: |
Prime Interest Business
The interest rate on this account is based on a margin of the WSJ Prime Rate as posted. |
$1,000 |
$1,000 |
20% |
0.65% |
0.65% |
MONTHLY |
Prime Business MMDA
The interest rate on this account is based
on a margin of the WSJ Prime Rate as posted. |
$2,500 |
$2,500
$25,000
$50,000
$500,000 |
25%
30%
35%
45% |
0.81%
0.98%
1.14%
1.46% |
0.81%
0.98%
1.14%
1.47% |
MONTHLY
MONTHLY
MONTHLY
MONTHLY |
*Daily Balance (the amount of principal in the account each day)
**Annual Percentage Yield and interest rate may change after the account is opened and fees may reduce earnings.
Ask for more information about these accounts. |
|
