Certificate of Deposit Rate Sheet
Accurate as of: September 1, 2010
| |
Minimum
Balance
to Open |
Minimum
Balance to
Earn Stated
APY |
Interest
Rate |
Annual
Percentage
Yield (APY) |
Compounding Frequency |
| 3 MONTH |
$1,000 |
$1,000 |
0.25% |
0.25% |
MONTHLY |
| 6 MONTH |
$1,000 |
$1,000 |
0.50% |
0.50% |
MONTHLY |
| 12 MONTH |
$1,000
$10,000 |
$1,000
$10,000 |
0.60%
0.75% |
0.60%
0.75% |
MONTHLY
MONTHLY |
| 12 MONTH LIQUID CD** |
$10,000 |
$10,000 |
0.10% |
0.10% |
MONTHLY |
| 18 MONTH |
$1,000
$10,000 |
$1,000
$10,000 |
1.04%
1.29% |
1.05%
1.30% |
MONTHLY
MONTHLY |
| 24 MONTH |
$1,000
$10,000 |
$1,000
$10,000 |
1.24%
1.49% |
1.25%
1.50% |
MONTHLY
MONTHLY |
| 36 MONTH |
$1,000
$10,000 |
$1,000
$10,000 |
1.49%
1.98% |
1.50%
2.00% |
MONTHLY
MONTHLY |
| 48 MONTH |
$1,000
$10,000 |
$1,000
$10,000 |
1.69%
2.23% |
1.70%
2.25% |
MONTHLY
MONTHLY |
| 60 MONTH |
$1,000
$10,000 |
$1,000
$10,000 |
1.74%
2.47% |
1.75%
2.50% |
MONTHLY
MONTHLY |
Substantial penalty for early withdrawal from certificates of deposit. Rates subject to change. Annual percentage yield assumes rates remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts.
At maturity, certificates renew for the rate and term in effect for that maturity range. Automatically renewable certificates are excluded from any special offering at the time of the renewal.
*Daily Balance (the amount of principal in the account each day)
**This rate is for renewals of liquid CDs only |
|
